Vivid.money is a neobank from the German Solarisbank and the Russian Tinkoffbank. The Solarisbank is monitored by the federal financial institution and you have the German 100,000 Eur deposit guarantee.
https://vivid.money
At the bank you can currently get a free metal card, up to 15 sub-accounts (each with their own German IBAN), you can hold 40 currencies there, you can buy ETFs and shares, you don't get a Schufa entry, you get 10% Netflix, no currency exchange fees, Google Pay, etc.
Has anyone looked at this? Has anyone had any experience with the bank? Do you think it's worth a registration?
I have never heard of this bank.
But I have an account even with the DKB and N26.
Yes, I also have an N26 account, and I just read that is the "Russian" announcement against N26. And since I know the Russian Tinkoff Bank, because I'm Russian myself, I found it interesting. Just ask me if there's already a jmd n account.
As I know, it only came onto the market in June
Opened an account there because I'm a "freak" from Digital Fintech anyway. Also use Moneyou Go, N26, Paysera and Revolut.
Vivid is a great project. Unfortunately, depending on the schexxx SolarisBank. I hope Vivid starts like N26 and will eventually win its own banking license. As long as it runs on Solaris, you should really not make PayPal payments and eBay sales over it, because Solaris very happy and quickly blocks.
I have been using N26 as my main and salary account since 2016.
I have Bunq Premium as a second account, which I use actively.
I only have Moneyou Go, Paysera and Vivid to test it because I come from the professional sector.
I use Revolut for holidays abroad and because of the currency.
My neighbor is also Russian and he doesn't think of these neo banks. He says too uncertain. Especially when it comes to German data protection.
Yeah haha I'm also a "fintech freak". N26, Revolut, Transferwise etc… Is Solaris really bad? Because I have e.g. Trade Republic that also runs on Solaris, and that's actually really good…
I would wait. You can virtually send or send money globally with all banks nowadays.
https://de.trustpilot.com/review/solarisbank.com
Yes that's true. I already have a few accounts and I don't have to rely on it, it just looks like an interesting project. So I wanted to inform whether someone already knows who answered the other one, said that he already has an account there and that it is actually a great project
Well, check out the Sparkassen Trustpilot site https://de.trustpilot.com/review/www.sparkasse.de 631 reviews and 1.3
Stop cash. I'm not a friend of the box office "suburb" anyway. As far as I'm concerned, they can close all the branch banks.
As I said, I have been with N26 since 2016 and also have my main account where salary is received. I have Bunq Premium as a second account since 2018, which I actively use, because of the free real-time transfers, reasonable support and great features. I use a bank without my own banking license, if at all, as a test / gaming account.
I have a savings bank account, but because I'm under 27 and it's free for me, and I absolutely need real-time transfers & international transfers (Transferwise offers exactly the one country I need, no option to send to companies) - that's why, otherwise I would have closed my account long ago. I wonder how the savings banks want to keep this whole branch if there are much better alternatives to their bank that are free (apart from N26, there are also direct banks like ING etc.) …
