What are typical fixed costs?
This does not mean luxury like clothes, eating out whatever, but really ONLY living expenses, such as:
Rent, food, gym…
what else is there.
What do you need to live in a German household? (What you pay every month. This includes Netflix for me, the main thing is MONTHLY costs)
So there's a difference between "fixed costs" to "living costs" to "living costs". These are three different types of costs.
Why only monthly costs, what about annual / semi-annual / quarterly costs?
Why not clothes? Do you run around naked?
Insurance, especially private liability, but also BU.
Old-age provision, GEZ fees, costs for the car including gasoline or public transport costs,
Reserves for the unforeseen (broken washing machine…)
Per month:
Food and household shopping
refuel
animal feed
electricity
gas
Telephone / internet
mobile phone
in the quarter:
dog license fee
land tax
rubbish
Water sewage
car insurance
GEZ
TA (excrement test because of worms because my dog is allowed to bed and also smooching)
Yearly:
Insurance (property, liability, building, etc.)
Vaccinations for dogs and cats
car tax
Have a senior dog checked (blood test, general examination)
Clothing and food go luxury, but the gym doesn't? Funny views, I can't understand.
€ 336.93 for food & hygiene articles
€ 428.69 for living
€ 53.92 for insurance and fees
Everything for 2 adults.
Training is in the nature of people, not eating out.
Meant things you pay regularly every month.
if you buy clothes for 1,000 euro each month, of course, this can of course be included in the fixed costs
Yes, with your own body weight, with stones, by running long distances etc. Training specific muscle groups in the gym is not in the nature of humans.
I do not mean that membership in the gym would be bad, only that it can be done without.
My main fixed costs:
- Provision for income taxes
- Living costs
- Day care costs
- Health insurance
Everything else is "also ran".
My household is enough training! Gym is guaranteed not to be part of fixed costs, because that is leisure fun.