Connect Netflix with bank account under 18 years?

If you want to connect Netflix to your bank account, you are advised that you are at least 18 years old. Is this somehow checked or can you do it if you are a minor? If not you would always have to pay with vouchers.

So if you give a credit or mastercard they'll see the name and automatically find out the age.

If you are still a minor you should talk to your parents and ask them for their card