How long does it take for PayPal to trust me?

So I turned 18 a few days ago (on February 24th I also opened my account), so I created my own account. Before that, I shared my mother's account for 2 years. Now I have opened the account, have also confirmed it (i.e. The bank details), carried out a few transactions, paid for 100 euro and given a direct debit mandate for Netflix. Nevertheless, I can't always pay everything and I get error messages when I make some payments, but when I use my mother's account everything goes.

Why is that, and is PayPal checking me now or do I have to use PayPal longer so that they have more confidence in me and I have the full range of functions?

PS: Please don't tell me now that my mother can get in trouble because I share her account 😂

Account not covered?

It may well be that PayPal also requires you to provide your credit card number as a security measure. This is particularly common with new PayPal accounts.

PS: Please don't tell me now that my mother can get in trouble because I share her account 😂

You know that too.

The contracts between PayPal and the individual customers are very clear.

If you have entered your credit card, your credit rating will be sufficient.

A real credit card, of course - not a children's prepaid card.

But, I even have 90 Euro PayPal credit on it and the account is more than covered only wanted to buy something for 4 Euro xd

I applied for a credit card as an 18-year-old, it now takes up to 2 weeks. They haven't asked for anything yet, but I can't pay. Is only something for 4 euro and have 90 euro credit on PayPal (my so that they have to charge my account for the purchase) …

Have now applied for a mastercard at n26

Nevertheless: security measure (software setting).